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Category: Interest Rates

Understanding the Impact of the Monthly CPI Indicator Rising 2.3% in the Year to November 2024 on the Mortgage Industry

Understanding the Impact of the Monthly CPI Indicator Rising 2.3% in the Year to November 2024 on the Mortgage Industry

The Australian Bureau of Statistics (ABS) recently released data indicating that the monthly Consumer Price Index (CPI) rose by 2.3% in the year to November 2024. This increase in the CPI is a significant economic

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How the Reserve Bank of Australia’s Decisions Affect Mortgage Rates and the Housing Market

How the Reserve Bank of Australia’s Decisions Affect Mortgage Rates and the Housing Market

The Reserve Bank of Australia (RBA) plays a pivotal role in shaping the country’s economic landscape, particularly through its influence on mortgage rates and the housing market. Understanding how the RBA’s decisions impact these areas

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Australian Property Market 2024: Navigating Uncertainty with Rate Cuts and Tax Tweaks

Australian Property Market 2024: Navigating Uncertainty with Rate Cuts and Tax Tweaks

The Australian property market in 2024 promises to be an intriguing dance between opportunity and headwinds. While the past year saw subdued growth compared to the 2022 boom, whispers of potential interest rate cuts and

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To fix the rental crisis, Government need Coax More Mum and Dad Investors Back into the market

To fix the rental crisis, Government need Coax More Mum and Dad Investors Back into the market

The Australian rental market is in crisis. Rents are rising, vacancy rates are falling, and many people are struggling to find affordable housing. The government needs to take action to ease the crisis, and one

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Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property

Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property

Australian economists are now saying that we are at the top of the interest rate cycle, meaning that interest rates are unlikely to rise much further. This is causing a surge in activity in cities

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Exodus of Australian Landlords Driving Up Rents

Exodus of Australian Landlords Driving Up Rents

Exodus of Australian Landlords Driving Up Rents The Australian rental market is facing a crisis, as a growing number of landlords are selling their properties or taking them off the market altogether. This is due

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Property Investors Bailing Out as Cashflow Deficits Mount

Property Investors Bailing Out as Cashflow Deficits Mount

The number of property investors bailing out of the market is rising as cashflow deficits mount. This is due to a combination of factors, including increases in property taxes, low rental returns relative to values,

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Housing Loan Commitments Increase for the First Time In a Year

Housing Loan Commitments Increase for the First Time In a Year

After months of decline, housing loan commitments in Australia have finally started to increase. This is due to a number of factors, including optimism in the housing market, interest rates on hold last month, fear

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Bond Yields Outperforming Stocks and Property: The Growing Attraction and Challenges for Investors

Bond Yields Outperforming Stocks and Property: The Growing Attraction and Challenges for Investors

Introduction In recent times, a notable shift in the investment landscape has emerged, with bond yields outperforming both stocks and property. The attraction of higher bond yields, particularly amidst a backdrop of low property yields,

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Unraveling the Mortgage Cliff Myth: Australian Homeowners Grapple with Soaring Variable Rate Repayments

Unraveling the Mortgage Cliff Myth: Australian Homeowners Grapple with Soaring Variable Rate Repayments

In recent times, there has been much talk about the so-called "mortgage cliff" phenomenon affecting Australian homeowners. However, it is essential to debunk the myth and bring attention to the true issue at hand. While

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