Lending Archives - Accredited Broker https://accreditedbroker.com.au/category/articles/lending/ Industry News for Finance, Accounting and Real-Estate Professionals Mon, 20 Jul 2026 11:45:25 +0000 en-AU hourly 1 https://wordpress.org/?v=7.0.2 https://accreditedbroker.com.au/wp-content/uploads/2020/07/cropped-Untitled-design-16-32x32.avif Lending Archives - Accredited Broker https://accreditedbroker.com.au/category/articles/lending/ 32 32 SMSF Property Investors Face Critical Deadline: Exchange Contracts by 10 August or Miss Out on Finance https://accreditedbroker.com.au/smsf-property-investors-face-critical-finance-deadline/ https://accreditedbroker.com.au/smsf-property-investors-face-critical-finance-deadline/#respond Mon, 20 Jul 2026 02:01:10 +0000 https://accreditedbroker.com.au/?p=7502 Time is running out for Australian property investors using Self-Managed Super Funds (SMSFs) to purchase residential property. Following sweeping reforms introduced under the 2026 Federal Budget, the government has legislated a ban on new limited recourse borrowing arrangements (LRBAs) for residential property inside SMSFs. Any buyer who wants to complete their investment strategy under the current rules must exchange contracts by […]

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]]> https://accreditedbroker.com.au/smsf-property-investors-face-critical-finance-deadline/feed/ 0 How Upgraders and Astute Investors Are Winning in a Slowing Housing Market After the Federal Budget https://accreditedbroker.com.au/upgraders-and-investors-winning-in-slowing-housing-market-after-federal-budget/ https://accreditedbroker.com.au/upgraders-and-investors-winning-in-slowing-housing-market-after-federal-budget/#respond Mon, 20 Jul 2026 01:19:17 +0000 https://accreditedbroker.com.au/?p=7496 Discover how upgraders and savvy investors are taking advantage of a cooling housing market after the Federal Budget changes

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]]> https://accreditedbroker.com.au/upgraders-and-investors-winning-in-slowing-housing-market-after-federal-budget/feed/ 0 Technology in Mortgage Broking: Tools That Drive Success https://accreditedbroker.com.au/technology-in-mortgage-broking-tools-that-drive-success/ Sun, 17 May 2026 04:55:02 +0000 https://accreditedbroker.com.au/?p=7188 Technology in Mortgage Broking: Tools That Drive Success

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]]> Navigating Interest Rate Volatility: Strategies for Brokers in 2026 https://accreditedbroker.com.au/navigating-interest-rate-volatility-strategies-for-brokers-in-2025/ Fri, 01 May 2026 11:14:00 +0000 https://accreditedbroker.com.au/?p=6915 Interest rates have been on a rollercoaster ride over the past few years, and 2026 is proving no different. With the Reserve Bank of Australia (RBA) adjusting the cash rate in response to inflationary pressures and global economic shifts, mortgage brokers are playing a crucial role in helping clients make informed decisions. For many Australians, […]

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]]> AI Chatbots in Mortgage Broking: Enhancing Client Service 24/7 https://accreditedbroker.com.au/ai-chatbots-in-mortgage-broking-enhancing-client-service-24-7/ Mon, 29 Sep 2025 10:35:29 +0000 https://accreditedbroker.com.au/?p=6912 In today’s fast-paced mortgage market, clients expect quick answers, clear communication, and personalised service — often outside traditional business hours. For Australian mortgage brokers, meeting these expectations can be challenging. That’s where AI chatbots are stepping in, transforming client service and helping brokers stay competitive. What Are AI Chatbots? AI chatbots are intelligent virtual assistants that can […]

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]]> Why the December Lower Inflation Rate of 3.2% May Not Be Good News for Australian Home Borrowers after all https://accreditedbroker.com.au/why-the-december-lower-inflation-rate-of-3-2-may-not-be-good-news-for-australian-home-borrowers-after-all/ Wed, 29 Jan 2025 05:43:53 +0000 https://accreditedbroker.com.au/?p=6274 While a December inflation rate of 3.2% might initially seem like a positive development, it could spell trouble for Australian home loan borrowers. Here’s why: In summary, while a lower inflation rate might seem beneficial, the broader economic context and the interplay between RBA and FED rates could create challenges for Australian home loan borrowers. […]

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]]> Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property https://accreditedbroker.com.au/top-of-the-interest-rate-cycle/ Mon, 04 Sep 2023 04:20:24 +0000 https://accreditedbroker.com.au/?p=6162 Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property

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]]> Unveiling the Paradox: Property Prices Continue to Rise Amidst Record Rate Rises https://accreditedbroker.com.au/unveiling-the-paradox-property-prices-continue-to-rise-amidst-record-rate-rises-in-australian-capital-cities/ Mon, 24 Jul 2023 23:38:14 +0000 https://accreditedbroker.com.au/?p=6105 The Australian property market has been witnessing a paradoxical trend where property prices continue to soar despite a series of record interest rate hikes. This unexpected scenario can be attributed to the persistent high demand for properties, fueled by a significant decrease in the number of properties

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]]> Housing Loan Commitments Increase for the First Time In a Year https://accreditedbroker.com.au/housing-loan-commitments-increase-for-the-first-time-in-a-year/ Mon, 24 Jul 2023 06:40:35 +0000 https://accreditedbroker.com.au/?p=6115 After months of decline, housing loan commitments in Australia have finally started to increase. This is due to a number of factors, including optimism in the housing market, interest rates on hold last month, fear of missing out (FOMO), with the rhetoric of increased immigration and lack of house starts. Optimism in the Housing Market […]

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]]> Breaking Free: Banks Grant Mortgage Prisoners a Lifeline, Opening Doors for Refinancing and Saving Money https://accreditedbroker.com.au/breaking-free-banks-grant-mortgage-prisoners-a-lifeline-refinance-and-save-money/ Fri, 23 Jun 2023 13:04:14 +0000 https://accreditedbroker.com.au/?p=6097 Freedom for Mortgage Prisoners: Lenders Grant Refinance Approvals Based on Lower Repayments, Urging Homeowners to Save Money

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