Lending Archives - Accredited Broker https://accreditedbroker.com.au/category/articles/lending/ Industry News for Finance, Accounting and Real-Estate Professionals Mon, 29 Sep 2025 11:27:21 +0000 en-AU hourly 1 https://wordpress.org/?v=6.9.4 https://accreditedbroker.com.au/wp-content/uploads/2020/07/cropped-Untitled-design-16-32x32.png Lending Archives - Accredited Broker https://accreditedbroker.com.au/category/articles/lending/ 32 32 Navigating Interest Rate Volatility: Strategies for Brokers in 2025 https://accreditedbroker.com.au/navigating-interest-rate-volatility-strategies-for-brokers-in-2025/ Mon, 29 Sep 2025 11:14:13 +0000 https://accreditedbroker.com.au/?p=6915 Interest rates have been on a rollercoaster ride over the past few years, and 2025 is proving no different. With the Reserve Bank of Australia (RBA) adjusting the cash rate in response to inflationary pressures and global economic shifts, mortgage brokers are playing a crucial role in helping clients make informed decisions. For many Australians, […]

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]]> AI Chatbots in Mortgage Broking: Enhancing Client Service 24/7 https://accreditedbroker.com.au/ai-chatbots-in-mortgage-broking-enhancing-client-service-24-7/ Mon, 29 Sep 2025 10:35:29 +0000 https://accreditedbroker.com.au/?p=6912 In today’s fast-paced mortgage market, clients expect quick answers, clear communication, and personalised service — often outside traditional business hours. For Australian mortgage brokers, meeting these expectations can be challenging. That’s where AI chatbots are stepping in, transforming client service and helping brokers stay competitive. What Are AI Chatbots? AI chatbots are intelligent virtual assistants that can […]

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]]> Why the December Lower Inflation Rate of 3.2% May Not Be Good News for Australian Home Borrowers after all https://accreditedbroker.com.au/why-the-december-lower-inflation-rate-of-3-2-may-not-be-good-news-for-australian-home-borrowers-after-all/ Wed, 29 Jan 2025 05:43:53 +0000 https://accreditedbroker.com.au/?p=6274 While a December inflation rate of 3.2% might initially seem like a positive development, it could spell trouble for Australian home loan borrowers. Here’s why: In summary, while a lower inflation rate might seem beneficial, the broader economic context and the interplay between RBA and FED rates could create challenges for Australian home loan borrowers. […]

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]]> Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property https://accreditedbroker.com.au/top-of-the-interest-rate-cycle/ Mon, 04 Sep 2023 04:20:24 +0000 https://accreditedbroker.com.au/?p=6162 Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property

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]]> Unveiling the Paradox: Property Prices Continue to Rise Amidst Record Rate Rises https://accreditedbroker.com.au/unveiling-the-paradox-property-prices-continue-to-rise-amidst-record-rate-rises-in-australian-capital-cities/ Mon, 24 Jul 2023 23:38:14 +0000 https://accreditedbroker.com.au/?p=6105 The Australian property market has been witnessing a paradoxical trend where property prices continue to soar despite a series of record interest rate hikes. This unexpected scenario can be attributed to the persistent high demand for properties, fueled by a significant decrease in the number of properties

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]]> Housing Loan Commitments Increase for the First Time In a Year https://accreditedbroker.com.au/housing-loan-commitments-increase-for-the-first-time-in-a-year/ Mon, 24 Jul 2023 06:40:35 +0000 https://accreditedbroker.com.au/?p=6115 After months of decline, housing loan commitments in Australia have finally started to increase. This is due to a number of factors, including optimism in the housing market, interest rates on hold last month, fear of missing out (FOMO), with the rhetoric of increased immigration and lack of house starts. Optimism in the Housing Market […]

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]]> Breaking Free: Banks Grant Mortgage Prisoners a Lifeline, Opening Doors for Refinancing and Saving Money https://accreditedbroker.com.au/breaking-free-banks-grant-mortgage-prisoners-a-lifeline-refinance-and-save-money/ Fri, 23 Jun 2023 13:04:14 +0000 https://accreditedbroker.com.au/?p=6097 Freedom for Mortgage Prisoners: Lenders Grant Refinance Approvals Based on Lower Repayments, Urging Homeowners to Save Money

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]]> NSW Government Incentives Empower Developers to Boost Affordable Housing Availability https://accreditedbroker.com.au/nsw-government-incentives-empower-developers-to-boost-affordable-housing-availability/ Sat, 17 Jun 2023 10:16:38 +0000 https://accreditedbroker.com.au/?p=6088 Addressing the critical need for affordable housing, the New South Wales (NSW) government has introduced a range of incentives to encourage property developers to allocate at least 15% of new projects for affordable housing. In addition to fostering social inclusivity, these incentives offer significant benefits to developers, including increased floor space ratios and height bonuses. […]

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]]> Maximizing End-of-Financial-Year Opportunities with 120% deductions https://accreditedbroker.com.au/maximizing-end-of-financial-year-opportunities-with-120-deductions/ Sat, 17 Jun 2023 09:58:00 +0000 https://accreditedbroker.com.au/?p=6085 inancial year draws to a close, businesses across Australia have an opportunity to optimize their financial position and capitalize on various strategies to maximize returns and minimize tax liabilities

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]]> Massive Interest Rate Rises Impact on Purchaser Borrowing Ability Causing House Price Drops in Australian Suburbs https://accreditedbroker.com.au/interest-rate-rises-causing-price-falls-in-australian-suburbs/ Sat, 17 Jun 2023 09:04:00 +0000 https://accreditedbroker.com.au/?p=6075 interest rate rises causing price falls in australian suburbs

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