Articles

House prices are falling. Confidence is edging up. Is it a good time to buy?

Tawar Razaghi| Domain| 14 September 2022 House prices are falling. Confidence is edging up. Is it a good time to buy? (domain.com.au) Home buyers have a stronger chance of getting into the property market this spring than during the pandemic-era boom, but experts are mixed about whether even better buying opportunities lie ahead. While some […]

[...]

Housing market will return to balance in 2024: Stockland CEO

Nila Sweeney and Michael Bleby| Australian Financial Review| 19 September 2022 Stockland CEO Tarun Gupta predicts housing market balance by 2024 (afr.com) New housing demand will pick up in the next 18 to 24 months as rising wages and falling prices combine to improve the affordability problem keeping buyers out of the market, says Stockland […]

[...]

New MFAA CEO seeks greater broker market share

Jayden Fennell| Australian Broker] 13 September 2022 New MFAA CEO seeks greater broker market share (brokernews.com.au) The new CEO of the MFAA says she is well aware of the challenges that brokers face, including channel conflict, given she has more than two decades of financial services industry experience. But Anja Pannek (pictured above), interviewed by […]

[...]

Long term trends in property finance

There’s no doubt that the property market is in a downturn – with the Reserve Bank predicting price drops of around 15 per cent. However, one major developer is predicting the market will be in balance by 2024. Ups and downs are regular parts of the property cycle.  However, one trend that will continue regardless […]

[...]

When will we reach peak interest and what will happen to the property market?

Interest rates have increase by 1.75 per cent so far – and more rises are predicted.  But how far will they go up and what will be the impact be on the property market? All experts see the property market declining but by how much and for how long is the question. And some economists […]

[...]

Lenders offering cheaper mortgage rates for customers with bigger deposits

Joyce Moullakis| The Australian| 2 August 2022 https://www.theaustralian.com.au/business/financial-services/lenders-offering-cheaper-mortgage-rates-for-customers-with-bigger-deposits/news-story/5a40bc4aa10306b296ad6f0f4da39399 A greater number of lenders are wooing home loan borrowers who have bigger deposits with markedly cheaper rates – as mortgage customers brace for a fourth 2022 rate rise this month. The Reserve Bank has applied three rapid-fire rate increases since early May totalling 1.25 per cent […]

[...]

Treasurer delays trail abolition date

Annie Kane| 12 March 2019| The Adviser https://www.theadviser.com.au/breaking-news/38899-treasurer-delays-trail-abolition-date Treasurer Josh Frydenberg has said that the government will look at reviewing the impacts of removing trail in three years’ time rather than abolishing it next year as originally announced, following concerns regarding competition. In an announcement on Tuesday (12 March), Treasurer Josh Frydenberg said that “following […]

[...]

Housing credit growth lowest since records began

Matthew Cranston| The New Daily| 29 March 2019 https://www.afr.com/news/economy/housing-credit-growth-lowest-since-records-began-20190329-p518vf Credit growth for housing has shown a mild recovery in February but the annual growth rate has hit the lowest level since records started in 1977. The monthly figure showed housing credit rose 0.3 per cent in February, according to figures published by the Reserve Bank […]

[...]

Non-bank firms are now big players in America’s mortgage market

The Economist| 29 November 2018 TWICE IN THE past 30 years, housing finance has taken down America’s economy. As interest rates rise and the housing market stutters (see article), regulators are again pondering the risks from the mortgage market—this time from a shift towards non-bank originators. Upgrade your inbox and get our Daily Dispatch and […]

[...]

Consultation on mortgages a ‘fundamental human need’: ANZ CEO

Annie Kane| The Adviser| 23 October 2018 https://www.theadviser.com.au/breaking-news/38396-consultation-on-mortgages-a-fundamental-human-need-anz-ceo The chief executive officer of ANZ has said that the need to talk to a person about buying a home is a “fundamental human need” and one that he envisages will play a role despite technological advances. During the opening plenary session at the SWIFT International Banking Operations […]

[...]

Open banking: Refinance in 15 minutes

Rebecca Pike| Australian Broker| 18 October 2018 https://www.brokernews.com.au/news/breaking-news/open-banking-refinance-in-15-minutes-256287.aspx Open banking could see borrowers refinancing their home loans in 15 minutes, according to one panellist at a recent fintech summit. The event, held in Sydney on Tuesday (16 October), focused on how digital innovation was changing finance. The program included speakers and panel discussions on topics […]

[...]

Broker role vital in CCR landscape

Rebecca Pike| Accredited Broker| 24 October 2018 https://www.brokernews.com.au/news/breaking-news/broker-role-vital-in-ccr-landscape-256510.aspx It has been nearly a month since the deadline for the major banks to share 50% of their credit information as part of the rollout of comprehensive credit report (CCR), but some lenders have been sharing data for much longer. One such lender has explained to Australian […]

[...]

Home loans surge by 12.6 per cent in August

Steven Deare| The New Daily| 9 October 2020 https://thenewdaily.com.au/finance/property/2020/10/09/home-loans-august/ More Australians are seeking to buy a property while interest rates remain at historically low levels, sending new home loan commitments surging. Home buyers took advantage of a virus-flattened housing market in August, as borrowing rose by 12.6 per cent on the previous month. New loan […]

[...]

Mortgage Growth Predicted

Across the country auction clearance rates are strong and getting stronger. Low interest rates, government handouts and possible relaxing of lending criteria are encouraging Australians to take out a mortgage and buy a property. Most of the country has auction clearance rates around 70 per cent; the tipping point between a buyers’ and sellers’ market.  […]

[...]

‘Now is the time to buy’: Property experts’ rent warning

https://au.finance.yahoo.com/news/now-is-the-time-to-buy-stop-renting-property-experts-warn-003604463.html Anastasia Santoreneos| Yahoo Finance| 8 September 2020 Australians in all capital cities, bar Sydney and Melbourne, would be better off buying a home than renting it, new data has revealed. According to Pete Wargent, co-founder of online buyers’ agency marketplace BuyersBuyers.com.au, it’s more compelling to purchase, rather than rent, a home in most states […]

[...]

How long will it take for the Aussie economy to return to growth?

https://au.finance.yahoo.com/news/how-long-will-it-take-for-the-australian-economy-to-return-to-growth-013515485.html Yahoo Finance| 9 September 2020 The Australian economy is set to end 2020 lower than what it began but economists expect better years ahead. The Reserve Bank believes it will take until 2022 for the economy to reach its pre-COVID levels — a view shared by several other economists in the private sector including from […]

[...]

Is this a window of opportunity for property?

The property market is rapidly approaching crunch time – where there will be multiple winners and losers. The end of this month is D-Day for the 450,000 borrowers who deferred home loan payments. Some will be able to recommence making payments, but for others this could mark the start of a series of tough conversations […]

[...]

Where will property growth be?

Regional property markets have significantly outperformed city markets on average over the past year and new research indicates median prices in regional areas across the country were up by an average of 3.4 per cent for the year to June 30, 2020. By contrast, capital city markets grew by just 1 per cent in the same period, according to […]

[...]

Start Your Journey Today to Becoming Accredited

Where are we located?

Our head office is located in North Sydney. However, Accredited Broker has offices and training areas nationwide.

Level 3 /97 Pacific Hwy North Sydney NSW 2060

POST PO Box 6478 North Sydney NSW 2059

1300 136 947