Articles

The Skills-Value Matrix

The Skills-Value Matrix by Anil Puri

The Skills-Value Matrix By Anil Puri This is the 2nd step to take towards a more productive and effective use of your time. In our previous Time Log video blog you got a good idea of where you are spending your time and where your time goes. The next step is to map out all of your […]

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Did bank regulator APRA slip up on its interest rate floor? And could it cost Australians their homes?

Michael Janda| ABC| 13 December 2022 Depending on how high interest rates go — and how bad the latest property bust gets — it could go down as among the worst decisions in Australian financial regulatory history. No — unlike the media pack tearing shreds off Phil Lowe — I’m not talking about the Reserve Bank of Australia governor’s repeated […]

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What happens to the economy if people can’t pay their home loans?

UNSW Business Think| Analysis| 7 November 2022 What happens to the economy if people can’t pay their home loans? – UNSW BusinessThink As Australia sees mortgage stress and other cost-of-living pressures rise, can it avoid the financial impact that is currently being seen in the UK and US? For economists – and indeed, anyone else […]

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How To Kick-Start A Mortgage Broking Career

Are you looking to own your own business with a great income? Then come and meet us at our office for a mortgage broking industry seminar on Wednesday 12th April 2023 at 6pm in North Sydney. How To Kick-Start A Mortgage Broking Career – Sticky Tickets There is a strong demand for mortgage brokers.   If you: …then think […]

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How all the bloomin’ rate rises are affecting the spring market and you

Nathan Mawby| Real Estate| 19 September 2022 How all the bloomin’ rate rises are affecting the spring market and you – realestate.com.au Interest rate hikes have piled on hundreds of dollars of hip-pocket pain for anyone with a mortgage and reshaped the property market this year. After five rate hikes in as many months, a […]

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What is loyalty tax and how do you avoid paying it?

Kate Farrelly| Domain| 29 August 2022 What is loyalty tax and how do you avoid paying it? (domain.com.au) Picture this scenario. You’ve reached the front of the line at your favourite cafe and happily pay $4 for your flat white. But then the next customer places the same order and is only charged $3. Turns […]

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Open banking: Refinance in 15 minutes

Rebecca Pike| Australian Broker| 18 October 2018 https://www.brokernews.com.au/news/breaking-news/open-banking-refinance-in-15-minutes-256287.aspx Open banking could see borrowers refinancing their home loans in 15 minutes, according to one panellist at a recent fintech summit. The event, held in Sydney on Tuesday (16 October), focused on how digital innovation was changing finance. The program included speakers and panel discussions on topics […]

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Broker role vital in CCR landscape

Rebecca Pike| Accredited Broker| 24 October 2018 https://www.brokernews.com.au/news/breaking-news/broker-role-vital-in-ccr-landscape-256510.aspx It has been nearly a month since the deadline for the major banks to share 50% of their credit information as part of the rollout of comprehensive credit report (CCR), but some lenders have been sharing data for much longer. One such lender has explained to Australian […]

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Fintech lender joins broker panel

Rebecca Pike| Australian Broker| 25 October 2018 https://www.brokernews.com.au/news/breaking-news/fintech-lender-joins-broker-panel-256558.aspx A broking group has announced a new lender to its panel offering unsecured personal loans with personalised interest rates. MoneyPlace explained to Australian Broker recently how sharing data through comprehensive credit reporting (CCR) has allowed them to reward good borrowers with great rates. Through a new partnership […]

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Brokers 60% share of lender’s loans

Rebecca Pike| Australian Broker| 25 October 2018 https://www.brokernews.com.au/news/breaking-news/brokers-60-share-of-lenders-loans-256559.aspx Brokers made up 60% of new lending at state government-backed HomeStart over the last financial year. As an ‘integral and growing contributor’, the broker channel increased from 54% of loans settled last year, with 988 new loans worth $302million this year. Overall, the non-bank helped 1779 people […]

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Digital bank founder talks brokers

Rebecca Pike| Australian Broker| 27 October 2018 https://www.brokernews.com.au/news/breaking-news/digital-bank-founder-talks-brokers-256652.aspx A fintech founder with a passion to change the way banking is done, has explained why he will not be disregarding the broker channel in the future. Speaking to Australian Broker at Salesforce’s Financial Services Basecamp in Sydney last week, the co-founder and CEO of volt, Steve […]

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Welcome to a whole new world of mortgages

Any property buyer can tell you that the lending world has changed. But, changed lending criteria driven by the Australian Prudential Regulation Authority (APRA) is superficial compared to what is about to happen due to technological changes. Fintech has the potential to radically transform the world of property and finance – yet it also implies […]

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Home loans surge by 12.6 per cent in August

Steven Deare| The New Daily| 9 October 2020 https://thenewdaily.com.au/finance/property/2020/10/09/home-loans-august/ More Australians are seeking to buy a property while interest rates remain at historically low levels, sending new home loan commitments surging. Home buyers took advantage of a virus-flattened housing market in August, as borrowing rose by 12.6 per cent on the previous month. New loan […]

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Mortgage Growth Predicted

Across the country auction clearance rates are strong and getting stronger. Low interest rates, government handouts and possible relaxing of lending criteria are encouraging Australians to take out a mortgage and buy a property. Most of the country has auction clearance rates around 70 per cent; the tipping point between a buyers’ and sellers’ market.  […]

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‘Now is the time to buy’: Property experts’ rent warning

https://au.finance.yahoo.com/news/now-is-the-time-to-buy-stop-renting-property-experts-warn-003604463.html Anastasia Santoreneos| Yahoo Finance| 8 September 2020 Australians in all capital cities, bar Sydney and Melbourne, would be better off buying a home than renting it, new data has revealed. According to Pete Wargent, co-founder of online buyers’ agency marketplace BuyersBuyers.com.au, it’s more compelling to purchase, rather than rent, a home in most states […]

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How long will it take for the Aussie economy to return to growth?

https://au.finance.yahoo.com/news/how-long-will-it-take-for-the-australian-economy-to-return-to-growth-013515485.html Yahoo Finance| 9 September 2020 The Australian economy is set to end 2020 lower than what it began but economists expect better years ahead. The Reserve Bank believes it will take until 2022 for the economy to reach its pre-COVID levels — a view shared by several other economists in the private sector including from […]

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Is this a window of opportunity for property?

The property market is rapidly approaching crunch time – where there will be multiple winners and losers. The end of this month is D-Day for the 450,000 borrowers who deferred home loan payments. Some will be able to recommence making payments, but for others this could mark the start of a series of tough conversations […]

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Where will property growth be?

Regional property markets have significantly outperformed city markets on average over the past year and new research indicates median prices in regional areas across the country were up by an average of 3.4 per cent for the year to June 30, 2020. By contrast, capital city markets grew by just 1 per cent in the same period, according to […]

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Our head office is located in North Sydney. However, Accredited Broker has offices and training areas nationwide.

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