Credit Policy Changes That Matter More Than Headline Rates
14 September 2026
Attention all aspiring mortgage brokers! Now is the perfect time to pursue your career goals and become a mortgage broker, and Walker and Miller can help make that happen. With the housing market in termoil and interest rates changing monthly, the demand for mortgage brokers is at an all-time high. As a mortgage broker, you […]
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As a mortgage broker, you rely on the health of the property market to generate business and help your clients secure home loans. In recent years, the Australian property market has been booming, with prices soaring in many major cities. However, there are signs that the market may be cooling off in some areas, and […]
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The Skills-Value Matrix By Anil Puri This is the 2nd step to take towards a more productive and effective use of your time. In our previous Time Log video blog you got a good idea of where you are spending your time and where your time goes. The next step is to map out all of your […]
[...]Michael Janda| ABC| 13 December 2022 Depending on how high interest rates go — and how bad the latest property bust gets — it could go down as among the worst decisions in Australian financial regulatory history. No — unlike the media pack tearing shreds off Phil Lowe — I’m not talking about the Reserve Bank of Australia governor’s repeated […]
[...]UNSW Business Think| Analysis| 7 November 2022 What happens to the economy if people can’t pay their home loans? – UNSW BusinessThink As Australia sees mortgage stress and other cost-of-living pressures rise, can it avoid the financial impact that is currently being seen in the UK and US? For economists – and indeed, anyone else […]
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Are you looking to own your own business with a great income? Then come and meet us at our office for a mortgage broking industry seminar on Wednesday 12th April 2023 at 6pm in North Sydney. How To Kick-Start A Mortgage Broking Career – Sticky Tickets There is a strong demand for mortgage brokers. If you: …then think […]
[...]Rebecca Pike| Australian Broker| 27 October 2018 https://www.brokernews.com.au/news/breaking-news/digital-bank-founder-talks-brokers-256652.aspx A fintech founder with a passion to change the way banking is done, has explained why he will not be disregarding the broker channel in the future. Speaking to Australian Broker at Salesforce’s Financial Services Basecamp in Sydney last week, the co-founder and CEO of volt, Steve […]
[...]Any property buyer can tell you that the lending world has changed. But, changed lending criteria driven by the Australian Prudential Regulation Authority (APRA) is superficial compared to what is about to happen due to technological changes. Fintech has the potential to radically transform the world of property and finance – yet it also implies […]
[...]James Eyers| Australian Financial Review| 28 September 2018 https://www.afr.com/business/banking-and-finance/financial-services/banking-royal-commission-interim-report-business-lending-in-the-clear-20180928-h15zcu Business lending is highly unlikely to face calls for tougher regulation in the final report of the royal commission, after Commissioner Kenneth Hayne suggested the hearings did not identify any need for consumer law protections to be extended to cover small business loans. “The evidence and […]
[...]John Kehoe| Australian Financial Review| 23 September 2018 https://www.afr.com/news/small-business-blames-real-tightening-in-credit-on-the-banking-royal-commission-20180922-h15qg6 Small business says it is facing a credit crunch and is blaming the royal commission into financial services for causing nervous banks to slow lending to the self-employed. The moderation in lending to small firms in recent months appears to be an unintended consequence of anecdotal […]
[...]Rebecca Pike| Australian Broker| 27 September 2018 https://www.brokernews.com.au/news/breaking-news/bank-withdraws-smsf-lending-255441.aspx The number of banks offering self-managed super fund (SMSF) lending has dropped again as another lender announces it is pulling the product from its offering. AMP has followed similar moves from CBA and Westpac in discontinuing the lending. The bank said it will continue to support existing […]
[...]The Adviser| 25 September 2018 https://www.theadviser.com.au/breaking-news/38291-86-of-investors-to-secure-next-loan-through-a-broker An increasing number of property investors are looking to secure their next loan through a mortgage broker as they seek alternative finance solutions amid tighter lending policies. According to a survey of 820 property investors from the Property Investment Professionals of Australia (PIPA), 86 per cent of property investors […]
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https://au.finance.yahoo.com/news/now-is-the-time-to-buy-stop-renting-property-experts-warn-003604463.html Anastasia Santoreneos| Yahoo Finance| 8 September 2020 Australians in all capital cities, bar Sydney and Melbourne, would be better off buying a home than renting it, new data has revealed. According to Pete Wargent, co-founder of online buyers’ agency marketplace BuyersBuyers.com.au, it’s more compelling to purchase, rather than rent, a home in most states […]
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https://au.finance.yahoo.com/news/how-long-will-it-take-for-the-australian-economy-to-return-to-growth-013515485.html Yahoo Finance| 9 September 2020 The Australian economy is set to end 2020 lower than what it began but economists expect better years ahead. The Reserve Bank believes it will take until 2022 for the economy to reach its pre-COVID levels — a view shared by several other economists in the private sector including from […]
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The property market is rapidly approaching crunch time – where there will be multiple winners and losers. The end of this month is D-Day for the 450,000 borrowers who deferred home loan payments. Some will be able to recommence making payments, but for others this could mark the start of a series of tough conversations […]
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Regional property markets have significantly outperformed city markets on average over the past year and new research indicates median prices in regional areas across the country were up by an average of 3.4 per cent for the year to June 30, 2020. By contrast, capital city markets grew by just 1 per cent in the same period, according to […]
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‘Life will never be the same again.’ Its been said non-stop since Coronavirus, but there is no doubt it has accelerated long overdue changes in the property market. Across the board, property-related professions are adapting and thriving despite the virus. Over the weekend, 73 per cent of Australia’s capital city auctions were successful, according to […]
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Many have argued that the stringent government response to COVID-19 has placed the property market cycle closer to another downswing. However, so far, property value declines have been fairly mild. And the government’s stimulus package may well mitigate many fears. To date, the dwelling market has only contracted 0.4 per cent. In fact, egged on […]
[...]Our head office is located in North Sydney. However, Accredited Broker has offices and training areas nationwide. Level 3 /97 Pacific Hwy North Sydney NSW 2060
POST PO Box 6478 North Sydney NSW 2059
1300 136 947
