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should government take responsibility for inflation and instigate other options than just the blunt tool of the RBA's interest rates

Should government take responsibility for inflation with other options than just the blunt tool of the RBA’s interest rates

should government take responsibility for inflation and instigate other options than just the blunt tool of the RBA's interest rates [...]
Time to Ween State Governments and Councils off Property Taxes

Time to Wean State Governments and Councils off Property Taxes

States and councils rely on a variety of taxes to fund their activities and provide public goods and services to its residents. However, the traditional reliance on property taxes, such as land tax and stamp duty, has come under scrutiny in recent years. Many experts argue that state governments and local councils should broaden their […]

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Is Now the time to expand your business and Become a Mortgage Broker

Attention all aspiring mortgage brokers! Now is the perfect time to pursue your career goals and become a mortgage broker, and Walker and Miller can help make that happen. With the housing market in termoil and interest rates changing monthly, the demand for mortgage brokers is at an all-time high. As a mortgage broker, you […]

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The Current Forecast for the Property Market in Australia: What Mortgage Brokers Need to Know

As a mortgage broker, you rely on the health of the property market to generate business and help your clients secure home loans. In recent years, the Australian property market has been booming, with prices soaring in many major cities. However, there are signs that the market may be cooling off in some areas, and […]

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The Skills-Value Matrix

The Skills-Value Matrix by Anil Puri

The Skills-Value Matrix By Anil Puri This is the 2nd step to take towards a more productive and effective use of your time. In our previous Time Log video blog you got a good idea of where you are spending your time and where your time goes. The next step is to map out all of your […]

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Did bank regulator APRA slip up on its interest rate floor? And could it cost Australians their homes?

Michael Janda| ABC| 13 December 2022 Depending on how high interest rates go — and how bad the latest property bust gets — it could go down as among the worst decisions in Australian financial regulatory history. No — unlike the media pack tearing shreds off Phil Lowe — I’m not talking about the Reserve Bank of Australia governor’s repeated […]

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The sleeper issue that could be a nightmare for banks

Elizabeth Knight| Sydney Morning Herald| 5 September 2019 https://www.smh.com.au/business/banking-and-finance/the-sleeper-issue-that-could-be-a-nightmare-for-banks-20190904-p52nxm.html?fbclid=IwAR1-l_n0GX76pGccwj4CkS-ahEmlWJVW8UmPsIccXUXHk0FrqSPMRa6V2DQ The application of the proposed ‘best interest duty’ for mortgage brokers could be the sleeper issue that raises the bar on bank competition, and eats away at the established dominance of the big four. The application of this test would require mortgage brokers to ensure their […]

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What’s happening with lending standards?

Pete Wargent BlogSpot| 13 September 2019 https://petewargent.blogspot.com/2019/09/whats-happening-with-lending-standards.html A bit of interesting chit-chat on the Twitter today concerning whether mortgage lending standards are looser, or tighter…or neither of the above. On the one hand, the minimum assessment rate for mortgages was lifted, and replaced by a minimum 250 basis points buffer as I looked at previously here (while […]

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Achieve More By Using This Simple Business Planning Method

Anil Puri │ Director, Chan & Naylor Business Coaching From our experience working with finance brokers and real estate agents over the years, one of the key ways to guarantee better results is to have a simple way to set goals and put together a plan for your business. But many business planning methods are […]

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Sanity Comes to Lending as Optimism Comes to Property

Landmark decisions mean that borrowing is getting easier, just as buyers are inching back into the property market. This week Westpac had a stunning court victory against the Australian Securities and Investments Commission on how banks should assess borrowers’ living expenses and the resultant impact on an applicant’s borrowing capacity. Justice Perram’s judgement noted that […]

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The RBA is now considering the drastic measure of negative interest rates — meaning you could be paid to borrow money from the bank

Jack Derwin| Business Insider| 12 August 2019 https://www.businessinsider.com.au/the-rba-is-now-considering-the-drastic-measure-of-negative-interest-rates-meaning-you-could-be-paid-to-borrow-money-from-the-bank-2019-8 Australians could soon be paid to borrow money from banks for the first time in history, as the Reserve Bank of Australia (RBA) says it’s prepared to take extraordinary steps to stimulate the economy. Facing up to the government’s standing economic committee on Friday, RBA governor Phillip […]

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Mortgage approval values bounce back

Hannah Dowling| Mortgage Business| 8 August 2019 https://www.mortgagebusiness.com.au/breaking-news/13686-mortgage-approval-values-bounced-back-in-june ABS data from June has reported an overall increase in lending values, driven by owner-occupiers and first home buyers. According to the latest Lending to Households and Businesses data from the Australian Bureau of Statistics (ABS), the total value of home loan approvals increased, in seasonally adjusted […]

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Housing market records fastest annual growth since 2004

Euana Black| The New Daily| 1 July 2021 https://thenewdaily.com.au/finance/property/2021/07/01/australian-housing-fastest-growth-since-2004/ Sydney property prices increased by about $800 a day in June as the Australian housing market recorded its fastest annual growth since April 2004. Data released by CoreLogic on Thursday shows national property prices jumped by 1.9 per cent over the month on the back of […]

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Home ownership rate surges higher

Pete Wargent Blogspot| 9 August 2021 https://petewargent.blogspot.com/2021/08/home-ownership-rate-surges-higher.html There were solid preliminary auction results for Sydney over the weekend, with only slim pickings for buyers to choose over as stock listings have tightened. Melbourne had more than 1,300 auctions scheduled, and with only a low percentage of results reported the final clearance rate for the Victorian capital […]

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RATE INCREASE

The Australian property market hit $8 trillion in March. It’ll likely hit $9 trillion by the end of the year.

 Bianca Healey| Business Insider| 12 August 2021 https://www.msn.com/en-au/money/homeandproperty/the-australian-property-market-hit-8-trillion-in-march-it-ll-likely-hit-9-trillion-by-the-end-of-the-year/ar-AANaZt9?ocid=msedgdhp&pc=U531 The value of the Australian property market hit an astounding $8 trillion in March — and is now on track to reach its next trillion-dollar milestone by the end of this year. Newly released CoreLogic data shows that total residential property values are likely to reach $9 […]

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How is the property market changing and how can you profit from it?

While the housing market is strong, there are signs it’s slowing. Under these conditions knowing whether buyers can get finance will be key. The white-hot price gains of March moderated in April. Sydney auction clearance rates of about 90 per cent in March have also slowed to about 80 per cent and Melbourne has ticked down […]

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Investor enquiries rise, FHBs wane: REA Group

Malavika Santhebennur| Mortgage Business| 14 May 2021 Investor enquiries rise, FHBs wane: REA Group – Mortgage Business A report has found that property investor enquiry spiked and first home buyer enquiry faded on the realestate.com.au website compared with 2020 as HomeBuilder concluded. The REA Group’s REA Insights Housing Market Indicators Report May 2021 revealed that in April 2021, email […]

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Housing demand cools but prices stay hot

Martin Kelly| Australian Financial Review| 14 May 2021 House market cools but prices stay hot (afr.com) Big home price increases, fewer buyers and the removal of government purchase incentives are combining to slow the Australian property market, even though the number of active investors is up, REA Group says. But home prices should keep rising, […]

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Start Your Journey Today to Becoming Accredited

Where are we located?

Our head office is located in North Sydney. However, Accredited Broker has offices and training areas nationwide.

Level 3 /97 Pacific Hwy North Sydney NSW 2060

POST PO Box 6478 North Sydney NSW 2059

1300 136 947