States and councils rely on a variety of taxes to fund their activities and provide public goods and services to its residents. However, the traditional reliance on property taxes, such as land tax and stamp duty, has come under scrutiny in recent years. Many experts argue that state governments and local councils should broaden their […]
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Attention all aspiring mortgage brokers! Now is the perfect time to pursue your career goals and become a mortgage broker, and Walker and Miller can help make that happen. With the housing market in termoil and interest rates changing monthly, the demand for mortgage brokers is at an all-time high. As a mortgage broker, you […]
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As a mortgage broker, you rely on the health of the property market to generate business and help your clients secure home loans. In recent years, the Australian property market has been booming, with prices soaring in many major cities. However, there are signs that the market may be cooling off in some areas, and […]
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The Skills-Value Matrix By Anil Puri This is the 2nd step to take towards a more productive and effective use of your time. In our previous Time Log video blog you got a good idea of where you are spending your time and where your time goes. The next step is to map out all of your […]
[...]Michael Janda| ABC| 13 December 2022 Depending on how high interest rates go — and how bad the latest property bust gets — it could go down as among the worst decisions in Australian financial regulatory history. No — unlike the media pack tearing shreds off Phil Lowe — I’m not talking about the Reserve Bank of Australia governor’s repeated […]
[...]UNSW Business Think| Analysis| 7 November 2022 What happens to the economy if people can’t pay their home loans? – UNSW BusinessThink As Australia sees mortgage stress and other cost-of-living pressures rise, can it avoid the financial impact that is currently being seen in the UK and US? For economists – and indeed, anyone else […]
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Clancy Yeates| Sydney Morning Herald| 25 March 2019 https://www.smh.com.au/business/banking-and-finance/nab-axes-controversial-home-loan-referral-program-20190325-p517b2.html Real estate agents, lawyers and sports clubs will no longer be able to receive payments from National Australia Bank for helping sell home loans, in a move aimed at rebuilding trust after the bank’s reputation took a battering at the royal commission. Acting chief executive Phil Chronican […]
[...]James Frost| Australian Financial Review| 26 March 2019 https://www.afr.com/business/banking-and-finance/mortgage-brokers-push-for-more-concessions-20190326-p517oe Mortgage brokers continued to push the federal government and the opposistion for more concessions following their successful lobbying against a banking royal commission reform. Mark Haron, chief executive of mortgage broking aggreator Connective Group, said the industry was still lobbying against proposals that might undermine the […]
[...]Annie Kane| 12 March 2019| The Adviser https://www.theadviser.com.au/breaking-news/38899-treasurer-delays-trail-abolition-date Treasurer Josh Frydenberg has said that the government will look at reviewing the impacts of removing trail in three years’ time rather than abolishing it next year as originally announced, following concerns regarding competition. In an announcement on Tuesday (12 March), Treasurer Josh Frydenberg said that “following […]
[...]Matthew Cranston| The New Daily| 29 March 2019 https://www.afr.com/news/economy/housing-credit-growth-lowest-since-records-began-20190329-p518vf Credit growth for housing has shown a mild recovery in February but the annual growth rate has hit the lowest level since records started in 1977. The monthly figure showed housing credit rose 0.3 per cent in February, according to figures published by the Reserve Bank […]
[...]The Economist| 29 November 2018 TWICE IN THE past 30 years, housing finance has taken down America’s economy. As interest rates rise and the housing market stutters (see article), regulators are again pondering the risks from the mortgage market—this time from a shift towards non-bank originators. Upgrade your inbox and get our Daily Dispatch and […]
[...]Annie Kane| The Adviser| 23 October 2018 https://www.theadviser.com.au/breaking-news/38396-consultation-on-mortgages-a-fundamental-human-need-anz-ceo The chief executive officer of ANZ has said that the need to talk to a person about buying a home is a “fundamental human need” and one that he envisages will play a role despite technological advances. During the opening plenary session at the SWIFT International Banking Operations […]
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Michae Pascoe| The New Daily| 4 November 2020 https://thenewdaily.com.au/finance/2020/11/04/michael-pascoe-housing-prices/ The first lesson this week was that when offered cheap money, a significant number of Australians will rush to buy residential real estate, recession or not. The second lesson was this is pretty much what core economic policy has been reduced to in Australia – inflating […]
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‘Be careful what you wish for’ goes the old adage. Nowhere is the more true than in proposed changes to Stamp Duty which may have huge impacts on the way the property market operates. Changes proposed by NSW (and likely to be followed by other states will see stamp duty phased out and replaced by […]
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https://www.economist.com/finance-and-economics/2020/09/30/why-despite-the-coronavirus-pandemic-house-prices-continue-to-rise The Economist| 30 September 2020 During the global recession a decade ago, real house prices fell by an average of 10%, wiping trillions of dollars off the world’s largest asset class. Though the housing market has not been the trigger of economic woes this time, investors and homeowners still braced for the worst as it […]
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https://www.afr.com/property/residential/buyers-return-to-the-housing-market-20201020-p566pa Mirana Ward| Australian Financial Review| 20 October 2020 Residential sales nationally are outpacing fresh listings of properties for sale as buyers take advantage of low mortgage rates, one of several indicators pointing to a rebound in the housing market. The median vendor discount eased across capital cities and regional areas in the three months to […]
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Steven Deare| The New Daily| 9 October 2020 https://thenewdaily.com.au/finance/property/2020/10/09/home-loans-august/ More Australians are seeking to buy a property while interest rates remain at historically low levels, sending new home loan commitments surging. Home buyers took advantage of a virus-flattened housing market in August, as borrowing rose by 12.6 per cent on the previous month. New loan […]
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Across the country auction clearance rates are strong and getting stronger. Low interest rates, government handouts and possible relaxing of lending criteria are encouraging Australians to take out a mortgage and buy a property. Most of the country has auction clearance rates around 70 per cent; the tipping point between a buyers’ and sellers’ market. […]
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Our head office is located in North Sydney. However, Accredited Broker has offices and training areas nationwide. Level 3 /97 Pacific Hwy North Sydney NSW 2060
POST PO Box 6478 North Sydney NSW 2059
1300 136 947