The mortgage and real estate industries are evolving at breakneck speed, and artificial intelligence (AI) is no longer a futuristic concept—it’s a workflow necessity. For brokers and agents alike, the challenge is balancing digital efficiency with human connection in a compliance-heavy environment. AI for mortgage brokers in Australia is quickly becoming a critical tool to meet these demands. The […]
[...]
Australia’s commercial property finance market is undergoing a seismic shift. With major banks constrained by tightened capital requirements, commercial borrowers are increasingly turning to private credit funds and non-bank lenders for their capital needs. Far from being a niche solution, private debt is now a cornerstone of middle-market development funding. Why Private Debt is Booming According to EY-Parthenon, Australia’s […]
[...]
The Good News? Softer June CPI data has triggered a collective sigh of relief, staving off immediate fears of another RBA rate hike. The cash rate remains at 4.35%, according to the Reserve Bank of Australia, following three hikes this year in February, March, and May . But for buyers and mortgage seekers, the real story is […]
[...]
National averages lie. Australia’s housing market is no longer moving in a single direction—it’s fractured. On one side are Sydney and Melbourne, facing price softness. On the other, Perth and Brisbane continue to show resilience, holding firm against headwinds. Big Four Forecasts: Two-Speed Market According to ANZ’s April 2026 outlook, Sydney and Melbourne will likely record small […]
[...]
Interest rates have long been the Reserve Bank of Australia’s (RBA) go-to tool for keeping inflation in check. By adjusting the cash rate, the RBA aims to influence borrowing costs, spending, and overall economic activity. But in today’s economy, many experts question whether these rate changes alone can effectively tame rising prices with record government […]
[...]
For many mortgage brokers, the business they’ve built over decades is their most valuable asset. As retirement approaches, maximising its value is essential to ensure a comfortable future and a smooth handover to the next generation of professionals. Why Value Matters The higher the value of your brokerage, the more attractive it becomes to buyers […]
[...]
Are you looking to own your own business with a great income? Then come and meet us at our office for a mortgage broking industry seminar on Wednesday 12th April 2023 at 6pm in North Sydney. How To Kick-Start A Mortgage Broking Career – Sticky Tickets There is a strong demand for mortgage brokers. If you: …then think […]
[...]
Jayden Fennell| Australian Broker] 13 September 2022 New MFAA CEO seeks greater broker market share (brokernews.com.au) The new CEO of the MFAA says she is well aware of the challenges that brokers face, including channel conflict, given she has more than two decades of financial services industry experience. But Anja Pannek (pictured above), interviewed by […]
[...]
Madison Utley| Australian Broker| 11 November 2019 https://www.brokernews.com.au/news/breaking-news/brokers-continue-to-dazzle-268027.aspx In its first year of operation, just 0.35% of the complaints lodged with the Australian Financial Complaints Authority (AFCA) were related to mortgage brokers. From 1 Nov 2018 to 31 October 2019, Australians lodged 73,272 complaints against their banks, insurance providers, super fund, or other financial firms […]
[...]
Duncan Hughes| Australian Financial Review| 14 August 2019 https://www.afr.com/companies/financial-services/developers-offer-advisers-90-000-to-flog-high-rise-apartments-20190813-p52gk1 Commission payments of between $30,000 and $90,000 – plus extra incentives for multiple sales – are being offered by developers to buyers’ and real estate agents, financial advisers and accountants to sell houses and apartments. Lucrative financial incentives are increasing in the lead-up to the spring […]
[...] The Good News? Softer June CPI data has triggered a collective sigh of relief, staving off immediate fears of another RBA rate hike. The cash rate remains at 4.35%, according to the Reserve Bank of Australia, following three hikes this year in February, March, and May . But for buyers and mortgage seekers, the real story is […]
[...] Interest rates have long been the Reserve Bank of Australia’s (RBA) go-to tool for keeping inflation in check. By adjusting the cash rate, the RBA aims to influence borrowing costs, spending, and overall economic activity. But in today’s economy, many experts question whether these rate changes alone can effectively tame rising prices with record government […]
[...]
Interest rates have been on a rollercoaster ride over the past few years, and 2026 is proving no different. With the Reserve Bank of Australia (RBA) adjusting the cash rate in response to inflationary pressures and global economic shifts, mortgage brokers are playing a crucial role in helping clients make informed decisions. For many Australians, […]
[...]
While a December inflation rate of 3.2% might initially seem like a positive development, it could spell trouble for Australian home loan borrowers. Here’s why: In summary, while a lower inflation rate might seem beneficial, the broader economic context and the interplay between RBA and FED rates could create challenges for Australian home loan borrowers. […]
[...]
Time is running out for Australian property investors using Self-Managed Super Funds (SMSFs) to purchase residential property. Following sweeping reforms introduced under the 2026 Federal Budget, the government has legislated a ban on new limited recourse borrowing arrangements (LRBAs) for residential property inside SMSFs. Any buyer who wants to complete their investment strategy under the current rules must exchange contracts by […]
[...]
Interest rates have been on a rollercoaster ride over the past few years, and 2026 is proving no different. With the Reserve Bank of Australia (RBA) adjusting the cash rate in response to inflationary pressures and global economic shifts, mortgage brokers are playing a crucial role in helping clients make informed decisions. For many Australians, […]
[...]
In today’s fast-paced mortgage market, clients expect quick answers, clear communication, and personalised service — often outside traditional business hours. For Australian mortgage brokers, meeting these expectations can be challenging. That’s where AI chatbots are stepping in, transforming client service and helping brokers stay competitive. What Are AI Chatbots? AI chatbots are intelligent virtual assistants that can […]
[...] While a December inflation rate of 3.2% might initially seem like a positive development, it could spell trouble for Australian home loan borrowers. Here’s why: In summary, while a lower inflation rate might seem beneficial, the broader economic context and the interplay between RBA and FED rates could create challenges for Australian home loan borrowers. […]
[...] Australia’s commercial property finance market is undergoing a seismic shift. With major banks constrained by tightened capital requirements, commercial borrowers are increasingly turning to private credit funds and non-bank lenders for their capital needs. Far from being a niche solution, private debt is now a cornerstone of middle-market development funding. Why Private Debt is Booming According to EY-Parthenon, Australia’s […]
[...] National averages lie. Australia’s housing market is no longer moving in a single direction—it’s fractured. On one side are Sydney and Melbourne, facing price softness. On the other, Perth and Brisbane continue to show resilience, holding firm against headwinds. Big Four Forecasts: Two-Speed Market According to ANZ’s April 2026 outlook, Sydney and Melbourne will likely record small […]
[...] Time is running out for Australian property investors using Self-Managed Super Funds (SMSFs) to purchase residential property. Following sweeping reforms introduced under the 2026 Federal Budget, the government has legislated a ban on new limited recourse borrowing arrangements (LRBAs) for residential property inside SMSFs. Any buyer who wants to complete their investment strategy under the current rules must exchange contracts by […]
[...] 
Secret – It’s not Tax incentives Across the 1990–2025 period, Australian property prices rose through multiple booms, slowdowns and resets. Tax settings such as negative gearing and the CGT discount often get the spotlight, but a calmer, credit-focused view suggests the bigger, more consistent forces were: That doesn’t mean tax incentives had no impact. They […]
[...]
The budget message the market will hear Budgets don’t just move numbers; they move sentiment. In mortgage lending, finance and property, confidence is a leading indicator — it shapes borrowing appetite, construction pipelines, investor participation and household spending long before any policy is fully implemented. This budget’s core risk is that it sends a mixed […]
[...]
Australia’s rental crisis is entering a new and more dangerous phase. While the headlines have focused on vacancy rates and surging rents, the policy environment quietly building in the background may be about to make things significantly worse. A convergence of proposed federal Capital Gains Tax (CGT) reform and a wave of state-based tenancy law […]
[...]
Addressing the critical need for affordable housing, the New South Wales (NSW) government has introduced a range of incentives to encourage property developers to allocate at least 15% of new projects for affordable housing. In addition to fostering social inclusivity, these incentives offer significant benefits to developers, including increased floor space ratios and height bonuses. […]
[...]
States and councils rely on a variety of taxes to fund their activities and provide public goods and services to its residents. However, the traditional reliance on property taxes, such as land tax and stamp duty, has come under scrutiny in recent years. Many experts argue that state governments and local councils should broaden their […]
[...]
Jason Nassios & James Giesecke| The Conversation| 20 June 2022 Swapping stamp duty for land tax would push down house prices but push up apartment prices, new modelling finds (theconversation.com) In Tuesday’s budget, NSW will announce a switch from stamp duty to land tax. It will become the second Australian jurisdiction to do so, with the […]
[...]
Domain Research| 23 June 2022 Domain Spotlight Report – New South Wales It’s no secret that the NSW property market is the priciest in Australia, and Sydney competes on a global scale as one of the world’s most expensive cities in which to purchase a home. Though you’ll be hard-pressed to match the lifestyle and […]
[...]
Our head office is located in North Sydney. However, Accredited Broker has offices and training areas nationwide. Level 3 /97 Pacific Hwy North Sydney NSW 2060
POST PO Box 6478 North Sydney NSW 2059
1300 136 947