Credit Policy Changes That Matter More Than Headline Rates
14 September 2026
Isabelle Lane| The New Daily| 7 August 2018 https://thenewdaily.com.au/money/property/2018/08/07/out-of-cycle-rate-hikes-predicted/ The big four banks are expected to raise mortgage rates despite the Reserve Bank decision to keep the official cash rate steady. The RBA announced on Tuesday the official interest rate would remain on hold at 1.5 per cent. The decision continues a record-breaking streak of official interest rate stability, marking two years […]
[...]Rod Myer| The New Daily| 27 July 2018 https://thenewdaily.com.au/money/finance-news/2018/07/27/smaller-banks-mortgages/ If you’re in the market for a home mortgage you’re likely to get a better deal from the small banks, according to research from Moodys Investors Services. Moodys has found that small and medium-sized banks have better deals on offer than the big four which hold […]
[...]Isabelle Lane| The New Daily| 17 July 2018 https://thenewdaily.com.au/money/property/2018/07/17/carpark-glut-city-apartments/ A glut of parking spaces may be unnecessarily pushing up the cost of inner-city apartments, a property expert has warned. “Over half the residents of inner Melbourne do not own cars, and many people are paying for a space that they do not want or need,” said […]
[...]Rebecca Pike| Australian Broker| 20 August 2018 https://www.brokernews.com.au/news/breaking-news/introducing-ccr-lending-behaviour-253836.aspx The head of a credit reporting facility has said brokers will need to be aware of lenders’ new risk appetite, including risk-based pricing, after comprehensive credit reporting (CCR) is introduced. The way lenders report borrowers’ credit information is changing and the major banks now have until the […]
[...]Rebecca Pike| Australian Broker| 16 August 2018 https://www.brokernews.com.au/news/breaking-news/fintechs-fill-the-void-left-by-commission-253731.aspx intechs are filling the gap in SME lending as the big four banks concentrate on the fallout from the royal commission, according to one online lender. The fintech commercial lending space opened up in around 2013 and since then has reported an annual growth rate of around […]
[...]Annie Kane| The Adviser| 17 August 2018 https://www.theadviser.com.au/breaking-news/38145-tightening-of-credit-not-an-overreaction-rba The governor of the Reserve Bank of Australia has conceded that the royal commission has affected the supply of credit, but added that he does not think the lenders’ tightening of policy has been an “overreaction”. Speaking at the House of Representatives Standing Committee on Economics on […]
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