Credit Policy Changes That Matter More Than Headline Rates
14 September 2026
Richard Wakelin| Australian Financial Review| 21 August 2018 https://www.afr.com/personal-finance/how-property-investors-can-cash-in-on-the-firsttime-home-buyer-surge-20180820-h147ii Simplicity is often the hallmark of successful investors. They take an approach to asset selection that, in hindsight, can seem obvious and unremarkable. But they of course have other talents, not least the courage to act quickly and decisively when they see an opportunity. Property investment […]
[...]Duncan Hughes| Australian Financial Review| 2 August 2018 https://www.afr.com/business/banking-and-finance/financial-services/anz-slashes-variable-home-rates-by-34-basis-points-in-new-move-to-boost-buyers-20180802-h13gfx ANZ, the nation’s third largest lender, has slashed variable rates on its “no frills” home loan by 34 basis points to 3.65 per cent in the latest move by a big lender to stimulate flagging demand and build market share. The move has surprised a market […]
[...]Remember the days when borrowers were eagle-eyed to rate changes on the first Tuesday of the month? Now, the interest rate world is very different. Two years ago, whenever the Reserve Bank met and changed rates, the banks pretty-much said they would pass them on immediately. Now, it seems to be almost every day that […]
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‘The heavy lifting has been done’ according to APRA and the banks’ lending practices are now on a sounder footing. · With many of APRA’s speed bumps now removed, does that mean that there will suddenly be a property boom? Unlikely · Will the banks continue to ask borrowers rigorous questions for a loan application? […]
[...]Vesna Poljak| Australian Financial Review| 17 July 2018 https://www.afr.com/markets/rba-on-close-and-careful-watch-of-household-debt-20180717-h12rvq The Reserve Bank of Australia has declared it will remain vigilant around high levels of household indebtedness, leading economists to conclude that the central bank needs to see convincing inflation and growth before considering raising interest rates in 2019. The Reserve Bank conducted a special discussion […]
[...]Charbel Kadib| The Adviser| 17 July 2018 https://www.theadviser.com.au/breaking-news/38009-bank-accreditation-changes-emphasise-broker-training Bankwest’s general manager of third party has said that the bank is putting “extra assets” into training of new-to-industry brokers as well as lifting its accreditation requirements. Speaking to The Adviser on Monday (16 July) after the CBA subsidiary announced changes to its broker accreditation requirements along with […]
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