Articles

Martin North| Digital Finance Analytics| 8 March 2018 Securitisation On The Up (and Up) The ABS released their latest data on the Assets and Liabilities of Australian Securitisers. At 31 December 2017, total assets of Australian securitisers were $132.5b, up $7.3b (5.9%) on 30 September 2017. During the December quarter 2017, the rise in total […]

Christopher Joye| Australian Financial Review| 4 May 2018 http://www.afr.com/personal-finance/shares/embrace-house-falls-as-a-good-thing-20180503-h0zmfk Before I dive into where housing is heading, the banking regulator’s analysis of CBA’s vulnerabilities was spot on. This column has long argued that the essential conundrum is one of excessive complexity and the difficulty supervising these byzantine banking beasts. In 2010 I posited that while […]

Ottiena Ellwand| Mortgage Professional Australia| 16 May 2018 https://www.mpamagazine.com.au/sections/market-talk/a-fee-for-service-model-only-supports-the-big-major-banks-249969.aspx Major aggregator heads expressed their confidence last Friday at MPA’s live-streamed roundtable event that the broker commission structure is sound and likely won’t be dismantled despite it being raised by the Productivity Commission and the Royal Commission. The aggregators said they expect the Combined Industry Forum’s […]

The residential property market is dead! Long Live the commercial market! Bank lending is dead! Long live the non-bank lenders! Are you equipped to cope with the tectonic shifts that are taking in property and finance? The past five years have seen major growth in the residential property market in the eastern states – and the banks […]

James Mitchell| The Adviser| 16 May 2018 https://www.theadviser.com.au/breaking-news/37765-credit-crunch-a-complex-picture-for-brokers Slower credit growth and reduced borrowing capacity are expected to wipe 10 per cent off volumes this year, but brokers may find a silver lining in their trail commissions. Investor lending has fallen by 16.1 per cent over the year to March, while owner-occupied lending is off […]

The Banking Royal Commission has been like a thriller with us glued to our screens as we see banking executive after banking executive humiliated by the industry’s activities. But while we have been transfixed with a CEO and Chairman resigning and companies threatened with criminal actions, away from centre-stage, lenders have been modifying their practices […]